Provides vital season-long working capital in cash to cover input costs such as seeds and fertilizer, along with hired labor, tools, and harvesting equipment. Our most popular loan.
Average Loan Size
200,000 – 850,000 Kyats
80 – 340 USD
We know that among smallholder farmers, there is great diversity in the types of crops they grow and harvest. While the Ayeyarwady Delta is known for paddy fields, farmers in the Dry Zone and the Shan hills grow everything from beans and pulses to fruits and flowers. Even within these regions, crop types and planting schedules change from season to season, driven by weather patterns and market fluctuations.
Our Crop Loan is designed to be flexible to these complexities. Our team carefully maps planting and harvest periods for different regional crops to ensure crop loans go out when farmers are planting, and repayment is tied to when the harvest comes in — money when they need it, repayment when they have it.
Throughout the whole loan cycle, we’re checking in with our customers. Through surveys, interviews and regular visits to villages, customers give us valuable feedback to improve our offerings. We aim to go beyond the transaction and become a true partner. Some of our crop loan customers have worked with their loan officer for several harvesting cycles to grow their farms and businesses together.